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Intro to Commercial Credit Analysis, Credit Risk and Lending

Finance & Accounting

Rating4.5
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Intro to Commercial Credit Analysis, Credit Risk and Lending, available at $84.99, has an average rating of 4.46, with 44 lectures, 8 quizzes, based on 3098 reviews, and has 12210 subscribers.

You will learn about Understand the process of credit analysis including risk identification, analysis and mitigation Build and apply finance skills to analyze business, financial and structural risks Identify the appropriate information requirements for analysis and underwriting implement a structure for business risk analysis from macro, industry, and company-specific levels of detail Apply industry and company specific risk analysis tools (including the BCG Matrix and Porter’s 5 Competitive Forces) Analyze the key functional areas of a business, including through a SWOT analysis Dig into a company’s key financial statements (including income statement and balance sheet) Analyze financial statements and other relevant data to assess the creditworthiness of a borrower. Determine appropriate credit risk categories and ratings for a borrower based on a thorough credit analysis. Evaluate the feasibility of a credit request, taking into account the borrower's industry, market conditions, and other relevant factors. Recommend credit decisions and lending terms based on the results of a credit analysis and risk assessment. This course is ideal for individuals who are Relationship managers (0-5 years) in commercial, corporate and investment banking. or Analysts and associates in commercial, corporate and investment banking. It is particularly useful for Relationship managers (0-5 years) in commercial, corporate and investment banking. or Analysts and associates in commercial, corporate and investment banking.

Enroll now: Intro to Commercial Credit Analysis, Credit Risk and Lending

Summary

Title: Intro to Commercial Credit Analysis, Credit Risk and Lending

Price: $84.99

Average Rating: 4.46

Number of Lectures: 44

Number of Quizzes: 8

Number of Published Lectures: 44

Number of Published Quizzes: 7

Number of Curriculum Items: 52

Number of Published Curriculum Objects: 51

Original Price: $109.99

Quality Status: approved

Status: Live

What You Will Learn

  • Understand the process of credit analysis including risk identification, analysis and mitigation
  • Build and apply finance skills to analyze business, financial and structural risks
  • Identify the appropriate information requirements for analysis and underwriting
  • implement a structure for business risk analysis from macro, industry, and company-specific levels of detail
  • Apply industry and company specific risk analysis tools (including the BCG Matrix and Porter’s 5 Competitive Forces)
  • Analyze the key functional areas of a business, including through a SWOT analysis
  • Dig into a company’s key financial statements (including income statement and balance sheet)
  • Analyze financial statements and other relevant data to assess the creditworthiness of a borrower.
  • Determine appropriate credit risk categories and ratings for a borrower based on a thorough credit analysis.
  • Evaluate the feasibility of a credit request, taking into account the borrower's industry, market conditions, and other relevant factors.
  • Recommend credit decisions and lending terms based on the results of a credit analysis and risk assessment.

Who Should Attend

  • Relationship managers (0-5 years) in commercial, corporate and investment banking.
  • Analysts and associates in commercial, corporate and investment banking.

Target Audiences

  • Relationship managers (0-5 years) in commercial, corporate and investment banking.
  • Analysts and associates in commercial, corporate and investment banking.

A comprehensive course designed to furnish credit professionals to make commercial lending decisions based on “conclusion-based” analysis. Participants will develop their analytical skills through the application of a logically structured framework which we present. Starting with the identification of the deal and credit structure, it logically works through the analysis process from business risk to financial risk then to structural risk. In addition, it will compare and contrast different industry dynamics. 

This course contains 42 lectures across 8 sections, introducing and then covering each concept in-depth and providing examples. 

More about this course and Starweaver

This course is led by a seasoned commercial and corporate credit industry practitioner and executive with many years of hands-on, in-the-trenches risk analyst work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including:

Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others.

Starweaver has and continues to deliver 1000s of live in-person and online education for organizational training programs for new hires and induction, as well as mid-career and senior-level immersion and leadership courses.

If you are looking for live streaming education or want to understand what courses might be best for you in technology or business, just google:

starweaver journey builder starweaver[dot]com

Happy learning.

Course Curriculum

Chapter 1: General Principles of Lending

Lecture 1: Welcome!

Lecture 2: Credit Analysis

Lecture 3: Risk Assessment Process

Lecture 4: Legal Entities

Lecture 5: SME Lending

Chapter 2: Accounting – Part 1

Lecture 1: Basic Definitions

Lecture 2: Fundamental Accounting Concepts

Lecture 3: Accounting System Process

Lecture 4: The Income Statement

Lecture 5: The Balance Sheet

Lecture 6: Costs

Lecture 7: Fixed Assets

Lecture 8: Intangible Assets

Lecture 9: Net Realisable Value

Lecture 10: Leases

Lecture 11: Provisions

Chapter 3: Accounting – Part 2

Lecture 1: The Cash Flow Statement

Lecture 2: Changes in Working Capital

Lecture 3: Consolidated/Group Accounts

Chapter 4: Business Risk Analysis

Lecture 1: Macro Risk Analysis

Lecture 2: Industry Risk Analysis

Lecture 3: Competitive Analysis

Lecture 4: Operational Analysis

Lecture 5: Assessing Management

Chapter 5: Financial Risk Analysis 1: Key Risk

Lecture 1: Use of Spreadsheets

Lecture 2: Analysis Focus: The Income Statement

Lecture 3: Analysis Focus: The Balance Sheet – Part 1

Lecture 4: Analysis Focus: The Balance Sheet – Part 2

Chapter 6: Financial Risk Analysis 2: Ratio Analysis

Lecture 1: Use of Ratios

Lecture 2: EBITDA – a cashflow approximation

Lecture 3: Solvency Ratios – Debt / Net Worth

Lecture 4: Efficiency Ratio – Inventory, AR and AP

Chapter 7: Financial Risk Analysis 3: Cash Flow & Liquidity

Lecture 1: Bird's Eye View of Cash Flow & Liquidity: Cash Flow as a Symptom

Lecture 2: "SPACED" Approach to Cash Flow Analysis

Lecture 3: Operational Analysis and Cycles

Lecture 4: Impact of Cycles on Amounts / Quantums

Lecture 5: Asset & Cash Conversion Cycles

Lecture 6: All About Liquidity – Access to Cash and Cash Sources: Operational + Financial

Lecture 7: Seasonal Business | Cyclical Needs | Non-Operational Cash Sources

Chapter 8: Financial Risk Analysis 4: Management Accounts & Projection

Lecture 1: Management Accounts & Assessing Those Accounts

Lecture 2: Key Focus in Management Accounts – Limited Time Requires Focus

Lecture 3: Projections & Forecasts: Industry, Business & Management

Lecture 4: Financial Assumptions: Managing Payout Alternatives to the Bank

Chapter 9: Closing Remarks

Lecture 1: Take-aways

Instructors

Rating Distribution

  • 1 stars: 19 votes
  • 2 stars: 67 votes
  • 3 stars: 333 votes
  • 4 stars: 1179 votes
  • 5 stars: 1500 votes

Frequently Asked Questions


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