U.S. Residential Real Estate, Property & Mortgage Business
U.S. Residential Real Estate, Property & Mortgage Business, available at $89.99, has an average rating of 4.35, with 31 lectures, 3 quizzes, based on 2533 reviews, and has 9026 subscribers.
You will learn about Describe the real estate mortgage market, including how and why people finance properties with mortgages. Explain the size and scope of the U.S. residential mortgage market. List and discuss roles of the key players in the mortgage industry and the functions and roles they have. Apply current and historic mortgage regulations to financial and credit underwriting of mortgage loans Identify key mortgage types and describe the audience and markets for each. Delineate the various residential property types, and the risks each has to the mortgage lender. Articulate the financial and business terms and conditions related to mortgages, as well as the full meaning and importance of each. Explain the full consumer mortgage underwriting lifecycle from the consumer, originator, underwriter and financier POVs, and each step along the way. Conduct a borrower income analysis, read and understand credit history and reports, and evaluate the credit worthiness of a borrower. Evaluate appraisals and asset valuations, and the appraisals and the appraisal process. Explain titling and insurance, titling requirements and related title issues. Use (and not be afraid of) the math, rates and calculations behind mortgage pricing. Discuss mortgage metrics and be able to provide an overview of loan approvals and rejections. Identify financial distress in mortgages, including early warning signs, foreclosure alternatives, and loss mitigation strategies. You'll learn about loan servicing and servicing regulations. Define securitization, learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor. Describe the mortgage securitization process, from origination, to packaging and to servicing a securitized portfolio of mortgages. Understand what a mortgage backed security (MBS) is, how rating agencies are involved in evaluating MBS securitizations, and appreciate the complexities. This course is ideal for individuals who are All levels of audience are encouraged to participate in this course. It is particularly useful for All levels of audience are encouraged to participate in this course.
Enroll now: U.S. Residential Real Estate, Property & Mortgage Business
Summary
Title: U.S. Residential Real Estate, Property & Mortgage Business
Price: $89.99
Average Rating: 4.35
Number of Lectures: 31
Number of Quizzes: 3
Number of Published Lectures: 31
Number of Published Quizzes: 3
Number of Curriculum Items: 34
Number of Published Curriculum Objects: 34
Original Price: $89.99
Quality Status: approved
Status: Live
What You Will Learn
- Describe the real estate mortgage market, including how and why people finance properties with mortgages.
- Explain the size and scope of the U.S. residential mortgage market.
- List and discuss roles of the key players in the mortgage industry and the functions and roles they have.
- Apply current and historic mortgage regulations to financial and credit underwriting of mortgage loans
- Identify key mortgage types and describe the audience and markets for each.
- Delineate the various residential property types, and the risks each has to the mortgage lender.
- Articulate the financial and business terms and conditions related to mortgages, as well as the full meaning and importance of each.
- Explain the full consumer mortgage underwriting lifecycle from the consumer, originator, underwriter and financier POVs, and each step along the way.
- Conduct a borrower income analysis, read and understand credit history and reports, and evaluate the credit worthiness of a borrower.
- Evaluate appraisals and asset valuations, and the appraisals and the appraisal process.
- Explain titling and insurance, titling requirements and related title issues.
- Use (and not be afraid of) the math, rates and calculations behind mortgage pricing.
- Discuss mortgage metrics and be able to provide an overview of loan approvals and rejections.
- Identify financial distress in mortgages, including early warning signs, foreclosure alternatives, and loss mitigation strategies.
- You'll learn about loan servicing and servicing regulations.
- Define securitization, learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor.
- Describe the mortgage securitization process, from origination, to packaging and to servicing a securitized portfolio of mortgages.
- Understand what a mortgage backed security (MBS) is, how rating agencies are involved in evaluating MBS securitizations, and appreciate the complexities.
Who Should Attend
- All levels of audience are encouraged to participate in this course.
Target Audiences
- All levels of audience are encouraged to participate in this course.
The United States residential real estate market is enormous comprising a value of over $8.5 trillion in property and projected to grow at approximately 9% per year through 2027. At any given time, over 1 million housing units are for sale with an average sale price of over $300,000, or total transaction volume annually well in excess of $300 billion. In a market as large as this, understanding the details of how the U.S. residential real estate market works is essential for any professional working in this space
This course covers what you will need to know to function effectively in the real estate business, whether as a banker, financier, underwriter, property manager, investor, operations professional or other person working in the field. This course was written by Paul Siegel and delivered by Russ Faulkner in collaboration to ensure you have everything you need to know to be knowledgeable about residential real estate and mortgages in the United States. Paul was active as an investment banker and was involved in the financing of over $1 billion of real property in the U.S.; and, Russ, worked for one of the largest global banks delivering top-notch training to employees and consultants worldwide.
This program is one of the most highly rated real estate and mortgage courses available anywhere. It has been used by the world’s largest financial institutions and technology companies to train their staff on what the U.S. residential real estate and mortgage markets are all about.
* * * * *
Building from the ground up (pun intended), we cover the most essential elements of the residential real estate and mortgage business (e.g., the important players, segments of the business key terminology that you need to know) and then jump right into unpackaging the consumer buying cycle and examine the lifecycle of a residential mortgage from origination and underwriting through to syndication and distribution. We spend time examining what goes into originating, servicing, and valuing a mortgage by examining the metrics that make up the loan process. We also examine the tools that help a financial institution or mortgage underwriting business make a sound creditworthiness decision, by exploring the credit report and the real estate appraisal. Finally, we demystify the mortgage securitization process so that you understand how a simple real estate loan is bundled with others to become security which the underwriting organization can then package and resell into the market to recycle its capital.
This course contains nearly 30 modules in 3 sections and is structured so you have a clear awareness of how residential mortgages work in the real world:
· U.S. Residential Mortgage Business and Process Fundamentals
· U.S. Residential Mortgage Analysis: Bringing It All Together
· Loan Management, Servicing and Securitization
this course’s contents consist of videos for each section along with accompanying pdfs of each slide that outlines the key elements to be covered, and then followed in each module that consists of a narrated presentation.
* * * * *
This course is part of a much larger curriculum available from the instructors entitled: U.S. Residential Real Estate Immersion Program. That certification program is divided into Core, Intermediate and Advance components which together comprise approximate 90 hours of on-demand, live and exercise/quiz/test content, incorporating:
Module 1 – The Real Estate Business
Module 2 – Real Estate Laws, Qualifications, Requirements and Measurements
Module 3 – Real Property Rights
Module 4 – Title, Deeds, and Ownership Restrictions
Module 5 – Real Estate Contracts
Module 6 – Residential Mortgages and Property Financings
Module 7 – Types of Mortgages and Sources of Finance
Module 8 – Real Estate Deal Closings and Financial Calculations
Module 9 – Real Estate Market Analysis and Property Appraisals
Module 10 – Planning, Zoning, Environmental Hazards, and Taxes
* * * * *
More about this course and Starweaver
This course is led by a seasoned real estate investment banking industry practitioner and executive with many years of hands-on, in-the-trenches real estate analysis, underwriting, packaging and marketing work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including:
Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others.
Starweaver has and continues to deliver 1000s of live in-person and online education for organizational training programs for new hires and induction, as well as mid-career and senior-level immersion and leadership courses.
If you are looking for live streaming education or want to understand what courses might be best for you in technology or business, just google:
starweaver journey builder starweaver[dot]com
Happy learning.
Course Curriculum
Chapter 1: U.S. Residential Mortgage Business and Process Fundamentals
Lecture 1: Welcome!
Lecture 2: Introduction To This Course
Lecture 3: Overview of the U.S. Residential Mortgage Business and Process
Lecture 4: Mortgage Basics
Lecture 5: Property Types
Lecture 6: Mortgage Loan Types
Lecture 7: Typical Terms and Conditions
Lecture 8: Mortgage Math Overview
Lecture 9: Market Size and Scope
Lecture 10: Key Players in Primary Mortgage Business
Lecture 11: Risks and Rewards Across the Mortgage Life Cycle
Lecture 12: Mortgage Life Cycle – Consumer’s Point of View
Lecture 13: Mortgage Life Cycle – Lender’s Point of View
Lecture 14: Regulatory Oversight and Evolution
Lecture 15: Financial Distress and Foreclosure Avoidance
Chapter 2: U.S. Residential Mortgage Analysis: Bringing It All Together
Lecture 1: Introduction to U.S. Residential Mortgage Analysis: Bringing It All Together
Lecture 2: Financial, Credit and Loan Analysis
Lecture 3: Income Analysis of Borrower
Lecture 4: Understanding Credit History and Reports
Lecture 5: Credit Report Analysis
Lecture 6: Mortgage Metrics and Decisioning
Lecture 7: Appraisal and Asset Valuation
Lecture 8: Appraisal Details and Walk-Through of a Typical Residential Appraisal
Lecture 9: Title and Title Insurance
Chapter 3: Loan Management, Servicing and Securitization
Lecture 1: Introduction to Loan Management, Servicing and Securitization
Lecture 2: Loan Servicing
Lecture 3: Securitization Demystified
Lecture 4: Securitization for the Issuer and Investor
Lecture 5: Life Cycle of Mortgage-Backed Securities (MBS)
Lecture 6: Rating Agency Involvement in MBS
Chapter 4: Closing Remarks
Lecture 1: Last comments on this course and how to make it (and education) work for you.
Instructors
-
Starweaver Instructor Team
Learning | Doing | Connecting® -
Paul Siegel
Top rated instructor and course creator -
Starweaver Producers
Rating Distribution
- 1 stars: 16 votes
- 2 stars: 39 votes
- 3 stars: 263 votes
- 4 stars: 1055 votes
- 5 stars: 1160 votes
Frequently Asked Questions
How long do I have access to the course materials?
You can view and review the lecture materials indefinitely, like an on-demand channel.
Can I take my courses with me wherever I go?
Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don’t have an internet connection, some instructors also let their students download course lectures. That’s up to the instructor though, so make sure you get on their good side!
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