Life Insurance & Annuity Ultimate Buyer’s Guide

Life Insurance & Annuity Ultimate Buyer’s Guide, available at $84.99, has an average rating of 4.67, with 87 lectures, 4 quizzes, based on 320 reviews, and has 1534 subscribers.

You will learn about Understand basics of Life Insurance Understand basics of Annuity Understand differences between Life Insurance and Annuity Understand Types of Life Insurance Understand the application process of Life Insurance Understand the death benefit claim in Life Insurance Understand types of Annuities Understand the application process of Annuity Understand how to select an insurance company This course is ideal for individuals who are People who wants to learn about Life Insurance and Annuities or People who wants to purchase Life Insurance or Annuities It is particularly useful for People who wants to learn about Life Insurance and Annuities or People who wants to purchase Life Insurance or Annuities.

Enroll now: Life Insurance & Annuity Ultimate Buyer’s Guide

Summary

Title: Life Insurance & Annuity Ultimate Buyer’s Guide

Price: $84.99

Average Rating: 4.67

Number of Lectures: 87

Number of Quizzes: 4

Number of Published Lectures: 86

Number of Published Quizzes: 4

Number of Curriculum Items: 91

Number of Published Curriculum Objects: 90

Original Price: $174.99

Quality Status: approved

Status: Live

What You Will Learn

Understand basics of Life Insurance
Understand basics of Annuity
Understand differences between Life Insurance and Annuity
Understand Types of Life Insurance
Understand the application process of Life Insurance
Understand the death benefit claim in Life Insurance
Understand types of Annuities
Understand the application process of Annuity
Understand how to select an insurance company

Who Should Attend

People who wants to learn about Life Insurance and Annuities
People who wants to purchase Life Insurance or Annuities

Target Audiences

People who wants to learn about Life Insurance and Annuities
People who wants to purchase Life Insurance or Annuities

This course can help you when you shop for life insurance or an Annuity. If you are planning to purchase a life insurance policy or an annuity contract, this course will help you understand the different types of insurance products that are available. Many are using life and annuity products as part of their financial planning goals. Many spend substantial sums of money each year on life insurance policies or annuity contracts knowing very little about what it is that they are getting. This course was developed to help make educated decisions and to help understand both the benefits and the risks involved in financial planning.

This course will help you

Find a Life Insurance policy or an Annuity contract that meets your needs and fits your budget.
Decide How Much Life Insurance You Need.
Make Informed Decisions When You Buy a Life Insurance Policy or an Annuity Contract.
Understand what is Life Insurance and Annuity.
Understand the difference between Life insurance and Annuities
Understand different types of Life insurance and Annuities.
Understand fees associated with Life Insurance and Annuities.
Understand how to access policy loans.
Understand how to access cash values.
Understand how to claim a death benefit
Understand how to choose a financially stable insurance company.
Understand how to claim an Insurance or an Annuity cash value if an Insurance company goes bankrupt.

Course Curriculum

Chapter 1: Introduction

Lecture 1: Introduction

Lecture 2: What is Life Insurance

Lecture 3: What is an Annuity

Lecture 4: Life Insurance Vs Annuities

Lecture 5: Practice activities to differentiate between Life Insurance and Annuity

Chapter 2: Life Insurance

Lecture 1: Why Buy Life Insurance

Lecture 2: How Much Life Insurance Do You Need

Lecture 3: Practice Activity: Calculating Life Insurance Needs Using the DIME Method

Lecture 4: How to purchase a life insurance

Lecture 5: How to select an agent

Lecture 6: Practice Activity: Finding a Life Insurance Agent

Lecture 7: Life insurance application process

Lecture 8: What do insurers collect in medicals

Lecture 9: Underwriting risk class

Lecture 10: Sample Mortality Table

Lecture 11: Types of Life insurance

Lecture 12: Key people and their rights in Life insurance

Lecture 13: Life Insurance terminology

Lecture 14: How Term Life Insurance Work

Lecture 15: Term Life Insurance Features

Lecture 16: Term Life Insurance Example

Lecture 17: Term Life Advantages and Disadvantages

Lecture 18: What is Cash Value

Lecture 19: How to access Cash Value

Lecture 20: Loans

Lecture 21: Dividends

Lecture 22: Life Insurance Fee and Expenses

Lecture 23: How Whole Life Insurance work

Lecture 24: Whole Life Insurance Features

Lecture 25: Whole Life Insurance Advantages & Disadvantages

Lecture 26: Variable Death Benefit

Lecture 27: How Variable Life insurance work

Lecture 28: Variable Life Insurance Features

Lecture 29: Variable Life Insurance Advantages & Disadvantages

Lecture 30: How Universal Life Insurance work

Lecture 31: Universal Life Insurance Features

Lecture 32: Universal Life Insurance Advantages & Disadvantages

Lecture 33: How Variable Universal Life Insurance Work

Lecture 34: Variable Universal Life Insurance Features

Lecture 35: Variable Universal Life Insurance Advantages & Disadvantages

Lecture 36: What is an index fund

Lecture 37: How indexed universal life insurance work

Lecture 38: How interest is credited

Lecture 39: Indexed Universal Life Insurance Features

Lecture 40: Indexed Universal Life Insurance Advantages & Disadvantages

Lecture 41: Joint Life & Survivorship Life insurance

Lecture 42: Life insurance Riders

Lecture 43: Practice activity for Life insurance riders

Lecture 44: Group Insurance

Lecture 45: A life insurance can end by

Lecture 46: Death Benefit Payout Process

Lecture 47: What happens if you don't pay premium

Lecture 48: Practice activities for life insurance

Chapter 3: Annuity

Lecture 1: Why Annuities

Lecture 2: How to select an agent

Lecture 3: How to purchase an Annuity

Lecture 4: Annuity application process

Lecture 5: Phases in Annuity

Lecture 6: Types of Annuities

Lecture 7: Immediate Annuities vs Deferred Annuities

Lecture 8: Fixed vs Variable Annuities

Lecture 9: Payout or settlement options in Annuity

Lecture 10: Key people and their rights in Annuity

Lecture 11: Selecting Annuities

Lecture 12: Annuity Terminology

Lecture 13: Riders-Death Benefit

Lecture 14: Death Benefit Rider Practice activity & Example

Lecture 15: Living Benefits and Other Riders

Lecture 16: Living Benefit Rider Practice activity with an Example

Lecture 17: Annuitization vs Living Benefits

Lecture 18: Annuity Fees

Lecture 19: Market Value Adjustment

Lecture 20: CDSC(Surrender charges) and other Charges

Lecture 21: Commission vs Fee based Annuities

Lecture 22: How Immediate Annuities Work

Lecture 23: How Fixed Deferred Annuities Work

Lecture 24: How Deferred Variable Annuities Work

Lecture 25: What is an index fund

Lecture 26: How Fixed Index Annuities Work

Lecture 27: How Registered Index linked Annuities work

Lecture 28: Practice activities for Annuity

Chapter 4: Insurance Company

Lecture 1: How to select good Insurers

Lecture 2: Practice Activity 1: Selecting an Insurance Company

Lecture 3: Practice Activity 2 : Selecting an Insurance Company

Lecture 4: What happens if an Insurance company goes bankrupt

Lecture 5: Re-Insurance

Instructors

Raghav P
Analyst

Rating Distribution

1 stars: 5 votes
2 stars: 6 votes
3 stars: 28 votes
4 stars: 101 votes
5 stars: 180 votes

Frequently Asked Questions

How long do I have access to the course materials?

You can view and review the lecture materials indefinitely, like an on-demand channel.

Can I take my courses with me wherever I go?

Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don’t have an internet connection, some instructors also let their students download course lectures. That’s up to the instructor though, so make sure you get on their good side!

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