Mortgage Pre-Approval – Step By Step Guidance To Success ! !

Mortgage Pre-Approval – Step By Step Guidance To Success ! !, available at $74.99, has an average rating of 5, with 54 lectures, based on 3 reviews, and has 25 subscribers.

You will learn about Do You Want Answer To The #1 Question "What Can I Afford?" Do You Want Answer To The #2 Question "How Do I Get Pre-Approved For A Mortgage?" Know What To Look For When Hiring An OUTSTANDING Loan Officer. How To Quickly And Easily Shop For Your Best Mortgage Rates And Save $$$. Calculate Your Personal Income VS Expenses To CONFIRM Your Buying Power. Confirm Your Eligibility For Securing A Home Loan BEFORE Speaking With A Lender. This course is ideal for individuals who are People seeking to build financial independence. or People seeking to build their long term financial independence through real estate. or First time home buyers. or People that need an effective budget process and methodology. or People with debt that are seeking relief. or People who do not understand how credit works. It is particularly useful for People seeking to build financial independence. or People seeking to build their long term financial independence through real estate. or First time home buyers. or People that need an effective budget process and methodology. or People with debt that are seeking relief. or People who do not understand how credit works.

Enroll now: Mortgage Pre-Approval – Step By Step Guidance To Success ! !

Summary

Title: Mortgage Pre-Approval – Step By Step Guidance To Success ! !

Price: $74.99

Average Rating: 5

Number of Lectures: 54

Number of Published Lectures: 53

Number of Curriculum Items: 54

Number of Published Curriculum Objects: 53

Original Price: $199.99

Quality Status: approved

Status: Live

What You Will Learn

Do You Want Answer To The #1 Question "What Can I Afford?"
Do You Want Answer To The #2 Question "How Do I Get Pre-Approved For A Mortgage?"
Know What To Look For When Hiring An OUTSTANDING Loan Officer.
How To Quickly And Easily Shop For Your Best Mortgage Rates And Save $$$.
Calculate Your Personal Income VS Expenses To CONFIRM Your Buying Power.
Confirm Your Eligibility For Securing A Home Loan BEFORE Speaking With A Lender.

Who Should Attend

People seeking to build financial independence.
People seeking to build their long term financial independence through real estate.
First time home buyers.
People that need an effective budget process and methodology.
People with debt that are seeking relief.
People who do not understand how credit works.

Target Audiences

People seeking to build financial independence.
People seeking to build their long term financial independence through real estate.
First time home buyers.
People that need an effective budget process and methodology.
People with debt that are seeking relief.
People who do not understand how credit works.

I understand how it feels to start this journey of buying a home on your own – it can be an overwhelming process and you feel like you’re dealing with your own circumstances.

Securing a home shouldn’t feel so intimidating.Ask yourself this question, when the time comes that you hear the words “Your offer has been ACCEPTED!” will you be completely Freaked Out or, Absolutely Thrilled & Excited???

I can tell you that the difference is all in the preparation. You need to better understand the process so you can secure a mortgage that suits your life & financial circumstances. But where do you start?

As founder & branch manager of Mosaic Mortgage Group (a division of Celebrity Home Loans), I’ve been helping homeowners for over 20+ years, securing over 3,000 home loans for our clients – and I’ve seen every scenario imaginable.

In this course, I’m going to teach you what to look out for and how to position yourself for success when it comes to securing a home loan.

The tips shared here are ones that my clients have used to save loads of time, money and stress in buying their first home and adding to their property portfolio.

A few things you will learn inside this course:

I will teach you “Back Office” secrets many Loan Officers do not want you to know
You’ll receive our customized forms created and refined over two decades
Our “Budget Exercise” will help identify exactly what YOU CAN AFFORD
The difference between what you can personally AFFORD vs. what you can “Qualify” for on paper (Per Industry Standards)
How to increase your chances of securing a mortgage by knowing what to do BEFORE the loan application
How to assess your options for a home loan, no matter what your financial situation is
How to shop for your best mortgage rates and save $$$
How to calculate your income vs expenses to see what cashflow you have available to buy a home
How to know what to look out for when hiring a loan officer
When to use your realtor’s lender & when to find your own
How today’s home buyers prepare offers to “Win”

… and much more!

Scroll through the curriculum / the list of video lectures to preview the value contained in this complete “Mortgage” training system. This is the same guidance I give to my local clients 1-on-1. You CAN learn what it takes.

Everything was very straightforward. If I had any questions, it was answered very quickly and honestly. They were able to handle two pivots during the home search.1.28.2022 W. Chen

Mike has great open communication with us the entire time. He heard what we had to say and provided really great guidance for our circumstance.12.25.2021 Hannah S.

Very responsive, provided a complete and comprehensive overview of the process ahead and guided us along the process of closing the mortgage.12.10.2021 E. Riedl

Timely and clear communication. Loved the automatic system alerting me of every step in the process. Mike and team are fantastic!11.16.21 Robert P.

Mike and team made the loan process as a first time home buyer a breeze! So thankful for all of them.

9.30.21 Jessica G.

By the end of this course, you will have more clarity about the mortgage process, including what you can afford, so you can buy your next home with confidence and peace of mind. I will teach you to BORROW SAVVY!

In 2006 I co-founded Turnkey Mortgage Solutions, a tight-knit company that embodied ideals of honest work, thorough planning, and consistent integrity. In 2016, the company was rebranded as Mosaic Mortgage Group to further and enhance those ideals. Over my career, I garnered over 20 years of mortgage planning success, guiding over 300 homeowners through the process of qualifying for a home loan. I am here to teach you all I know to be successful in the home buying industry.

Enroll now!!! Start following through with Michael’s systems and tools so when you hear those 5 MAGIC WORDS, you will be Absolutely Thrilled & Excited!

I look forward to seeing you during the course!

Your mortgage coach,

Michael Aning

Course Curriculum

Chapter 1: Quick Start & Course Summary

Lecture 1: Quick Start & Welcome & We Will Be Redundant

Lecture 2: Link to get the eBook and Budget Sheet

Lecture 3: Bio Story

Lecture 4: Course Summary

Lecture 5: Review Forms We Will Give

Lecture 6: ThreeThings (short version)

Lecture 7: Given What Is At Stake, What You Learn Can Save You Thousands

Lecture 8: I'll Give You The Same Advise I Would Give My Own Family / Friends

Lecture 9: If The Course Does Not Save You The Cost Of The Course…

Lecture 10: Purpose: Save 5X and How to eliminate BUYERS REMORSE

Chapter 2: De-Mystify -or- Simplify -or- Streamline the Home Loan Process

Lecture 1: Pre-Qual

Lecture 2: The Application aka 1003 aka URLA

Lecture 3: High level summary of what is required for ALIENS

Lecture 4: GFE -or- Loan Estimate

Lecture 5: Credit / Income / Downpayment Basics

Lecture 6: What is An Inpound – or – Escrow Account?

Lecture 7: How To Prepare Your Documents

Lecture 8: How Rates Work – Send Me The Whole Rate Sheet

Chapter 3: Budget – The #1 Questions we get – What can I afford and how to know?

Lecture 1: The #1 Questions we get and why a BUDGET is critical

Lecture 2: Budget Exercise

Lecture 3: SAVINGS NOT CHECKING

Lecture 4: Money Rules – River vs. Lake Story

Lecture 5: Definition of Savings Goal & "Future House Payment"

Chapter 4: Credit – What it is and how it works

Lecture 1: Credit Intro

Lecture 2: CREDITOVERALL – Models

Lecture 3: Inquiries

Lecture 4: Expirations

Lecture 5: Rapid Rescore

Chapter 5: Income – This determines your ability to repay the loan and what you can borrow

Lecture 1: Income requirements & The Past Two Years

Lecture 2: W-2's and Paystubs

Lecture 3: Salaried Employees

Lecture 4: Hourly Employees

Lecture 5: Commission / Bonus / Variable / Overtime

Lecture 6: DTI

Chapter 6: Down Payment & Assets

Lecture 1: Down payment Requirements

Lecture 2: Gift Letter & Taxation Rules (Annual & Lifetime)

Lecture 3: 401K Loans & Distributions

Lecture 4: Mattress Money

Lecture 5: WAWA

Chapter 7: Debt Management – What Is The Impact?

Lecture 1: Installment Debt

Lecture 2: Installment Debt Example

Lecture 3: Revolving Credit Card Debt

Lecture 4: Schedule Of Debt

Chapter 8: Putting It All Together

Lecture 1: Quick Payment Form

Lecture 2: How to hire a loan officer: Questionnaire

Lecture 3: After this course, you will tell the L.O. that you are interviewing “HWGTH”

Chapter 9: Behind the curtain – What your L.O. won’t tell you

Lecture 1: Background detail on this module and WHY

Lecture 2: The “I need to talk to my manager” story

Lecture 3: How Rate Sheets Work

Chapter 10: Pre-Approval

Lecture 1: What is Pre-Approved?

Lecture 2: What is UNDERWRITING

Lecture 3: Video Pre-Approval

Chapter 11: Conclusion and Guarantee

Lecture 1: Conclusion & Guarantee

Instructors

Michael Aning
20+ Years Mortgage Lender & Founder of Mosaic Mortgage

Rating Distribution

1 stars: 0 votes
2 stars: 0 votes
3 stars: 0 votes
4 stars: 0 votes
5 stars: 3 votes

Frequently Asked Questions

How long do I have access to the course materials?

You can view and review the lecture materials indefinitely, like an on-demand channel.

Can I take my courses with me wherever I go?

Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don’t have an internet connection, some instructors also let their students download course lectures. That’s up to the instructor though, so make sure you get on their good side!

Menu